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Personal and Business Loans made easy.

Our Services

  • MicroPitch CARICOM Business Plan Competition & Training Registration 2022-23

    Are you an entrepreneur and want to win seed capital and personalised mentorships? MicroPitch is what you are looking for! Take your chance to present your business to an international jury and a large audience!

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  • Personal Loans

    Finance your everyday expenses with a Personal Loan.

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  • Business Loans

    Get a Business Loan to help you meet your operation needs.

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  • MSME Loan

    Invest in new opportunities, increase working capital or pay off high interest debt, including business credit card or overdrafts. Learn more, here.

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  • Civil Servant Loan

    Financing available for Civil servants and government workers up to $1 million. Learn more, here.

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  • Education Loan

    Helping you to make the right choice for realizing your educational goals. Learn more, here.

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  • Debt Consolidation

    Let us help you consolidate your debts. We are here to help you get your life on track. Learn more, here.

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Our Locations

Visit a branch near you today.

Kingston:
– 12 Duke Street, Downtown (Head Office)
– 38 ½ Red Hills Road, Kingston 10

St. Catherine:
– Shop # 2, 27 King Street, Linstead

Clarendon:
– Shop #22, Bargain Village Mall, 31 Main Street, May Pen

Manchester:
– Shop # G13B, James Warehouse, 26 Hargreaves Ave, Mandeville

St. Elizabeth:
– Shop 12A, Lot 2-3 Institution Drive, Santa Cruz

St. James
– Shop 14, Union Mall, 29-31 Union Street Montego Bay

St. Ann
– Shop No. 8, House of Hardware, 9 Main Street, Brown’s Town

St. Thomas
– Shop #6, 9 Murray Avenue, Tip Top Plaza, Morant Bay

Frequently Asked Questions

What are the interest rates on loans?

Loans vary by type, situation and description, please see a loan agent.

What is the processing time for a loan?

If all documents have been provided a loan should be disbursed within 3-5 working days.

Is there a processing fee for a loan?

Yes. There is a processing fee of 4.2% attached to every loan.

How long do I have to repay the loan?

The maximum repayment time for any loan are as follows:
– Business loans: 42 weeks
– Personal loans: 48 weeks

How do I collect my loan?

Loans are disbursed via bank transfer, cash or cheque depending on client situation and loan amount.

What happens if I pay my loan fee late?

A late fee of $94 will be charged per day.

Customer Testimonial

The experience with LASCO has been fantastic, it has boosted my confidence and has allowed me and my business to grow. My loan officer was very confi dent and she exhibited genuine interest in my business and in assisting me with taking it to the next level. I would recommend a loan from LASCO to any small or upcoming business owner who needs that little extra to start off. Speak to a loan officer there and receive guidance, as they not only grant loans but give excellent financial advice. To this day my loan officer checks in with me occasionally.

“
Judith Dodd - Entrepreneur